• Application Form duly filled in.

• Age Proof/ID Proof/DOB Proof/ Signature Proof / Resi Proof (present address) for Applicant & Co-applicant

• Income Proof :

• Form 16 & ITR

• Bank Statement for the last six months for ALL the accounts of the applicant & co-applicant. The first page of bank statement is to be signed by the applicant.

• Repayment Track Record (RTR) for ALL the other loans taken by the applicant or co-applicant.

• Processing Fee Cheque.

• Ownership & value of the property

• If  applicant is working with Pvt Ltd Co. then  applicant should be :

• 5 yrs in the same industry


• PF Deduction


• Graduate.

For Self Employed Professional cases :

• Application Form duly filled in.

• Age Proof/ID Proof/DOB Proof for Applicant & Co-applicant

• Proof of Existence: Partnership deed copy/Memorandum of Association/Article of Association

• Office Address Proof : Telephone bill/Electricity Bill/Shop & Establishment Certificate/Sales tax Certificate

• Income Proof :
  

• Bank Statement for the last six months for ALL the accounts of the applicant & co-applicant. The first page of bank statement is to be signed by the applicant.

• Repayment Track Record (RTR) for ALL the other loans taken by the applicant or co-applicant.

• Processing Fee Cheque.

• FI / Dedupe / RCU

• Ownership & value of the property

• List from borrower of all loans running with details: -

For Self Employed Non Professional cases :

• Application Form duly filled in.
• Age Proof/ID Proof/DOB Proof for Applicant & Co-applicant & Office address Proof.
• Business continuity/existence proof
  • If Proprietorship firm
    • One year CA statement
  • If Partnership firm:
    • Partnership deed
  • If Pvt. Ltd firm:
    • MOA/AOA
    • Shareholding pattern - CA Certified
    • List of Director -  CA Certified
    
    
• Company profile providing business details, no. of yrs in business, turnover, clients,
• Financials
  • Individual
    • 3 years ITR
    • Computation sheet
    • TDS certificate if any
    • Profit & loss A/C, Balance Sheet, Schedules
    • List of Debtor & Creditor
    • Tax audit report if any
  • Firm / co
    • 3 years ITR
    • Computation sheet
    • TDS certificates if any
    • Tax audit report
    • Profit & loss A/C, Balance Sheet, Schedules
    • List of Debtor & Creditor, less than & more than 6 month, break up for last 2 years
    • Company auditors report
    • 80 HHC Certificate if applicable
    • Sales tax report
    • Advance tax challan till current quarter
• Bank statement
  • Individual
    • Saving Account Statement of last 6 month
  • Firm / co
    • Current account statement of last 6 month (verify the same from the balance sheet for all current accounts available)
    • All sanction letters of Limits availed from banks
    • Track record of all loans running
    
    
• Detail of all loans availed by individual & firm, the same to be marked in the bank statement. Remaining period to be mentioned separately. If the EMI is not reflecting in the bank statement, other accounts to be collected.


• List from borrower of all loans running with details: -

• Loan type
• Bank Name
• EMI
• Bank from which the loan is taken.
• Remaining tenure

• Application Form duly filled in.

• Age Proof/ID Proof/DOB Proof/ Signature Proof / Resi Proof (present address) for Applicant & Co-applicant

• Income Proof :

• Form 16 & ITR

• Bank Statement for the last six months for ALL the accounts of the applicant & co-applicant. The first page of bank statement is to be signed by the applicant.

• Repayment Track Record (RTR) for ALL the other loans taken by the applicant or co-applicant.

• Processing Fee Cheque.

• Ownership & value of the property

• If  applicant is working with Pvt Ltd Co. then  applicant should be :

• 5 yrs in the same industry
  
• PF Deduction
  
• Graduate.
  

The company should have minimum 20 employees with turnover of Rs.1 Crore & profit making for the last two years. Company Profile is a must.